Online Banking


Farmers & Merchants Would Like To Wish Everyone A Great Summer!!!

Our Privacy Disclosure is available on the website or by request.

 K95.3 Summer Fun Drawing Winners Are:

   Ravenna Sondrol - 2 Tickets to Nickelodeon Universe

   Conner Schwiesow - 2 Tickets to Crayola Experience

   Lisa Brandt - 2 Tickets to Crayola Experience

   Larry Fagen - 2 Tickets to Moose Mountain Golf

   Tara Miller - 2 Tickets to Moose Mountain Golf

   Troy Thielen - 2 Smaash Gift Cards

   Jacob Anderson - 2 Smaash Gift Cards    

   Ava Enestvedt - 2 Tickets to the MN Zoo     

   Annie Refsland -  2 Tickets to the MN Zoo                                     






Products and specialized services to fit your financial needs:

  1. Checking and Savings
  2. CDs
  3. Great rates on Loans
  4. SBA and FSA Loan Programs
  5. Safe Deposit Box Rentals

Whether you are looking to purchase a car, finance your business or finance your farming operation, Farmers & Merchants State Bank can help.

Our friendly staff has the knowledge and expertise to offer customized financial solutions for all of your lending needs. Contact Us today!




 Customers are protected by their banks when these retail point-of-sale breaches happen.

                 *Monitoring accounts for indications of suspicious activity.

                 *Blocking and reissuing cards for affected account holders.


There are ways customers can assist to improve security.

More checks for about half the price!  First order must be placed with bank personnel. Reorder your own checks by clicking the reorder link below and save $1.00 per box! Please check out details below!

Click Here for Details about Check Ordering

Checks For Less