Online Banking


Summer is Finally Here!!!! Enjoy the Sunshine and Beauty That Surrounds You!! We will be closed Monday July 4, 2016 in observance of Independent's Day

 Fourth of July

“To kick off the 2016 Sacred Heart Summerfest Celebration, Farmers and Merchants State Bank will be serving grilled hot dogs and chips at the Sacred Heart Lions Park, across from the Bank. Hot Country 95.3 will be broadcasting live from Farmers and Merchants of Sacred Heart. Enjoy the music, prizes will be given away. Please attend July 14th from 4:00 to 6:00 PM”





Products and specialized services to fit your financial needs:

  1. Checking and Savings
  2. CDs
  3. Great rates on Loans
  4. SBA and FSA Loan Programs
  5. Safe Deposit Box Rentals

Whether you are looking to purchase a car, finance your business or finance your farming operation, Farmers & Merchants State Bank can help.

Our friendly staff has the knowledge and expertise to offer customized financial solutions for all of your lending needs. Contact Us today!




 Customers are protected by their banks when these retail point-of-sale breaches happen.

                 *Monitoring accounts for indications of suspicious activity.

                 *Blocking and reissuing cards for affected account holders.


There are ways customers can assist to improve security.

More checks for about half the price!  First order must be placed with bank personnel. Reorder your own checks by clicking the reorder link below and save $1.00 per box! Please check out details below!

Click Here for Details about Check Ordering

Checks For Less