Online Banking



Christmas Eve - open until noon

Christmas Day - closed

New Year's Eve - books will be closed at 2 p.m.

Lobby and drive-up will close at 2 p.m.

Business transactions after 2 p.m. will be carried over to January 2nd 

New Year's Day - closed

Farmers and Merchants State Bank wishes you a safe and HAPPY HOLIDAYS!



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Winners of the Calendar 2015 photo contest have been selected! 

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Introducing our new Senior Vice President/Lending, Franz Lubenow.



AttentionUseful News In light of the recent Target data breach we have developed the following information for our community.

 Despite efforts to protect customers information, breaches can occur at the point-of-sale anywhere.


Customers are protected by their banks when these retail point-of-sale breaches happen.

                 *Monitoring accounts for indications of suspicious activity.

                 *Blocking and reissuing cards for affected account holders.


There are ways customers can assist to improve security.



Welcome to the Farmers & Merchants State Bank!

Products and specialized services to fit your financial needs:

  • Checking and Savings
  • Great rates on CD s and Loans
  • SBA and FmHA Loan Programs

Whether you are looking to purchase a car or finance your business or farming operating, Farmers & Merchants State Bank can help.

Our friendly staff has the knowledge and expertise to offer customized financial solutions for all of your lending needs.  Contact Us today!



More checks for about half the price!  First order must be placed with bank personnel. Reorder your own checks by clicking the reorder link below and save $1.00 per box! Please check out details below!

Click Here for Details about Check Ordering

Checks For Less