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 ID Theft


What is identity theft?

Identity theft occurs when someone acquires your personal information and uses it without your knowledge to commit fraud or theft. It is a serious crime and cases are growing. An all-too-common example is when an identity thief uses your personal information to open a credit card account in your name.

No matter how cautious you are, there is no way to completely prevent identity theft from occurring. But there are ways you can help minimize your risk. This page contains valuable information on how you can protect yourself by managing your personal information wisely, the warning signs of identity theft, and what to do if you do become a victim.

Helpful Tips

Check your credit report

Order copies of your credit report once a year to ensure accuracy.  You may call 1-877-322-8228 for a FREE credit report from any or all three credit reporting agencies.  (The law allows credit bureaus to charge you up to $9.00 for an additional copy of your credit report.)

Make sure it is accurate and includes only the activities you have authorized.

By checking your report on a regular basis you can catch mistakes and fraud before they wreak havoc on your personal finances. Don't underestimate the importance of this step.

Credit Bureaus 

Equifax - 
To order your report, call: 1-800-685-1111
To report fraud, call: 1-800-525-6285

Experian - 
To order your credit report or report fraud, call: 1-888-EXPERIAN (397-3742)

TransUnion - 
To order your report, call: 800-916-8800
To report fraud, call: 1-800-680-7289