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Whether you are looking to purchase a vehicle or finance a business expansion, our lending staff has the knowledge and experience to find financial solutions that fit your specific needs.

Personal Loans

We offer competitive interest rates and terms on all types of loans.  We offer financing to purchase all types of consumer goods, from automobiles, recreational vehicles, to loans for other personal needs, we have the flexibility to customize loan terms to fit your needs.

Business Loans

The Farmers and Merchants State Bank of Sacred Heart offers big bank financing solutions with the community branch touch.

Agricultural Loans

Have a need for financing that doesn't seem to quite fit? We want to talk to you. We enjoy working with special circumstances that the big banks don't like.